Visa is an American multinational financial services company that facilitates electronic payment systems throughout the world. The Company operates the retail electronic payments network through the transfer of value and information among financial institutions, merchants, consumers, businesses, and government entities. Visa also provides electronic payment, risk management, and payment security solutions to online merchants; digital goods transactions services in online games, digital media, and social networks; and mobile financial services for mobile network operators and financial institutions in developing economies.
Visa’s global payment brands include Visa, Visa Electron, PLUS, and Interlink. Together they provide payment options through credit, debit, prepaid, and commercial programs. Visa's global network, VisaNet, delivers value-added processing services such as fraud and risk management, dispute resolution, rewards, and other business-enhancing applications.